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Federal Court Confirms PACE Loans Are Subject to the Truth in Lending Act — A Major Victory for Consumers
In a landmark decision, the United States District Court for the Middle District of Florida upheld the Consumer Financial Protection Bureau’s (CFPB) authority to apply the Truth in Lending Act (TILA) to residential Property Assessed Clean Energy (PACE) financing. In Building Resilient Infrastructure & Developing Greater Equity, Inc. v. Consumer Financial Protection Bureau, Case No. 8:25-cv-1367…
Read MoreFrom 27 Convictions to Counsel in Federal Court:
“How a Legal Rebel Is Redefining Consumer Protection Across America” Joshua Shane Horton, Esq. — a 27-time convict — is now a nationally recognized consumer protection lawyer, solar panel fraud attorney, and fintech litigation attorney. Discover how Legal Rebels Law is fighting predatory lenders, corporate misconduct, and deceptive trade practices nationwide. Rising From Rock Bottom to the Courtroom…
Read MoreStanding Up for Florida Solar Consumers: A Major Win in the Fight Against Forced Federal Jurisdiction
The Joshua S. Horton Law Firm (Legal Rebels Law) is proud to report a significant procedural victory in the ongoing legal battle surrounding deceptive solar financing practices. In a closely watched ruling within the Minnesota Multidistrict Litigation (MDL), the MDL court rejected an attempt by a major solar financing company—Dividend Finance, now a division of…
Read MoreLegal Rainmaking 444: Lions Lead and well… Sheep Get Eaten – “A Legal Rebel” Book Launch
I don’t say that for shock value—I say it because I’ve lived it. Not in theory, but in blood, grit, and by Grace. I wasn’t handed a career in law. I earned it the hard way—through spiritual warfare, solitary reflection, and the kind of pain that either destroys you or forges you into something dangerous, yet Divinely in tact and still fighting.
Read More⚠️Breaking News: Sunnova Bankruptcy & Solar Industry Crisis — What It Means for You
We have an urgent update that impacts thousands of solar panel customers across the country — and a tragic, yet all too common, story that exemplifies the real-world harm of these predatory lending and installation schemes. On June 1, 2025, Sunnova TEP Developer LLC — a subsidiary of Sunnova Energy International Inc. — filed for…
Read MoreCan Florida Consumers Beat Fifth Third Bank in Court? What’s at Stake in the Dividend Solar Loan Lawsuits
Thousands of Florida homeowners may soon find out whether the courts will side with consumers or protect corporate lenders in one of the most sweeping legal battles over solar energy financing in the state. The controversy centers on Dividend Finance, now a division of Fifth Third Bank, and its role in allegedly deceptive solar financing…
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