Federal Court Confirms PACE Loans Are Subject to the Truth in Lending Act — A Major Victory for Consumers

By JHortoN2022 | February 26, 2026 |
Federal Court Confirms PACE Loans Are Subject to the Truth in Lending Act — A Major Victory for Consumers

In a landmark decision, the United States District Court for the Middle District of Florida upheld the Consumer Financial Protection Bureau’s (CFPB) authority to apply the Truth in Lending Act (TILA) to residential Property Assessed Clean Energy (PACE) financing. In Building Resilient Infrastructure & Developing Greater Equity, Inc. v. Consumer Financial Protection Bureau, Case No. 8:25-cv-1367…

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