Federal Court Confirms PACE Loans Are Subject to the Truth in Lending Act — A Major Victory for Consumers

Federal Court Confirms PACE Loans Are Subject to the Truth in Lending Act — A Major Victory for Consumers

In a landmark decision, the United States District Court for the Middle District of Florida upheld the Consumer Financial Protection Bureau’s (CFPB) authority to apply the Truth in Lending Act (TILA) to residential Property Assessed Clean Energy (PACE) financing. In Building Resilient Infrastructure & Developing Greater Equity, Inc. v. Consumer Financial Protection Bureau, Case No. 8:25-cv-1367…

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Standing Up for Florida Solar Consumers: A Major Win in the Fight Against Forced Federal Jurisdiction

Standing Up for Florida Solar Consumers: A Major Win in the Fight Against Forced Federal Jurisdiction

The Joshua S. Horton Law Firm (Legal Rebels Law) is proud to report a significant procedural victory in the ongoing legal battle surrounding deceptive solar financing practices. In a closely watched ruling within the Minnesota Multidistrict Litigation (MDL), the MDL court rejected an attempt by a major solar financing company—Dividend Finance, now a division of…

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Do I Have a Good Case?

Do I have a Case?

This is the top question our clients ask us, so we wrote an article about it to help you decide for yourself. Picture it: a polished, well-dressed salesperson knocks on your door, offering a deal that sounds too good to be true. They pitch solar panels as clean, green, environmentally friendly, and a surefire way…

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When Solar Finance Giants Reach The Bankruptcy Stage of Its Scheme: How to Safeguard Your Consumer Rights

This just in, Solar Mosaic LLC, a major player in residential solar financing, filed Chapter 11 bankruptcy, see In re Mosaic Sustainable Finance Corporation, Case No. 25-90156 (Bankr. S.D. Tex. (Hou.).  With estimated assets and liabilities between $1 billion and $10 billion, the Oakland-based company has faced significant challenges due to macroeconomic factors, including high…

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