Introducing the Energy Consumer Law Group

Energy Consumer Law Group

Consumer Protection for the Clean-Energy Marketplace Joshua S. Horton and Jeffrey Vivo have formed the Energy Consumer Law Group, PLLC (“ECLG”), a law firm devoted to representing homeowners in disputes arising from residential solar installations, PACE assessments, and the consumer financing that funds them. The firm’s launch reflects a simple observation: the residential clean-energy market…

Read More

When the System Fails Your Family, We Hold it Accountable

When the System Fails Your Family, We Hold it Accountable

Medical Negligence, Pharmacological Malpractice & Wrongful Death in Substance Abuse Treatment Facilities A Legal Analysis by Joshua Horton Law | Florida Medical Malpractice Attorneys I. Why Substance Abuse Treatment Facilities Are High-Risk LegalEnvironments Substance abuse treatment facilities operate at the intersection of medicine, psychiatry, andcustodial care. Patients entrust these institutions — and the physicians who…

Read More

Federal Court Confirms PACE Loans Are Subject to the Truth in Lending Act — A Major Victory for Consumers

Federal Court Confirms PACE Loans Are Subject to the Truth in Lending Act — A Major Victory for Consumers

In a landmark decision, the United States District Court for the Middle District of Florida upheld the Consumer Financial Protection Bureau’s (CFPB) authority to apply the Truth in Lending Act (TILA) to residential Property Assessed Clean Energy (PACE) financing. In Building Resilient Infrastructure & Developing Greater Equity, Inc. v. Consumer Financial Protection Bureau, Case No. 8:25-cv-1367…

Read More

When Solar Finance Giants Reach The Bankruptcy Stage of Its Scheme: How to Safeguard Your Consumer Rights

This just in, Solar Mosaic LLC, a major player in residential solar financing, filed Chapter 11 bankruptcy, see In re Mosaic Sustainable Finance Corporation, Case No. 25-90156 (Bankr. S.D. Tex. (Hou.).  With estimated assets and liabilities between $1 billion and $10 billion, the Oakland-based company has faced significant challenges due to macroeconomic factors, including high…

Read More