Federal Court Confirms PACE Loans Are Subject to the Truth in Lending Act — A Major Victory for Consumers

Federal Court Confirms PACE Loans Are Subject to the Truth in Lending Act — A Major Victory for Consumers

In a landmark decision, the United States District Court for the Middle District of Florida upheld the Consumer Financial Protection Bureau’s (CFPB) authority to apply the Truth in Lending Act (TILA) to residential Property Assessed Clean Energy (PACE) financing. In Building Resilient Infrastructure & Developing Greater Equity, Inc. v. Consumer Financial Protection Bureau, Case No. 8:25-cv-1367…

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When Solar Finance Giants Reach The Bankruptcy Stage of Its Scheme: How to Safeguard Your Consumer Rights

This just in, Solar Mosaic LLC, a major player in residential solar financing, filed Chapter 11 bankruptcy, see In re Mosaic Sustainable Finance Corporation, Case No. 25-90156 (Bankr. S.D. Tex. (Hou.).  With estimated assets and liabilities between $1 billion and $10 billion, the Oakland-based company has faced significant challenges due to macroeconomic factors, including high…

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Legal Examination of Allegations Against Dividend Finance in the Minnesota Attorney General’s Lawsuit

In recent news, the State of Minnesota, led by Attorney General Keith Ellison, has launched a civil enforcement action against several prominent financial entities in the solar lending industry, including Dividend Finance. This lawsuit underscores significant allegations of deceptive lending practices that have reportedly affected thousands of consumers across the state. At the core of…

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Legal Implications of the Florida Appellate Panel Decision on Anti-SLAPP Legislation and Attorney Conduct

The recent Florida appellate panel decision, as reported by Law360, highlights a pivotal moment in the intersection of legal settlements, attorney obligations, and Anti-SLAPP (Strategic Lawsuit Against Public Participation) legislation in Florida. The panel’s decision to reverse a lower court’s ruling, which had found attorney Macy D. Hanson in violation of settlement agreements for his…

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